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    Milestone Germantown MD |  Should I Buy a Home Now? Or Wait Until Next Year? [INFOGRAPHIC]

     

    At a local level in Germantown Maryland, buyer confidence remains strong with some changes that varies on the price level and what type of houses they are looking for. 

    Particularly in and around Milestone 20876 zip code. The addition of new store and business entities in the area makes Milestone one of the most busiest areas in Germantown.  

    As you are aware, for most families, choosing a new home is the biggest financial decision they will ever make and for that reason, there are many complicated decisions involved in choosing your new home. 

     

    Today I would like to talk to you about  Should I Buy a Home Now? Or Wait Until Next Year?

     

    Some Highlights:

    * The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time.

    * Freddie Mac predicts interest rates to rise to 4.4% by next year.

    * CoreLogic predicts home prices to appreciate by 5.0% over the next 12 months.

    * If you are ready and willing to buy your dream home, find out if you are able to!

     

    Source.. KCM Fernando Herboso Blog

     

    To protect your interests and assure that you make the best possible decisions, 

    it's important that you have a knowledgeable agent on your side who is an expert in the local real estate market. 

    We are dedicated to keeping you on top of our local market. Rest assured that we will provide you with a well-informed, 

    and the most updated strategic view for your home purchase in Germantown Maryland 

    To reach us, please call 301-246-0001

    or send us an email  info@ReallyNiceHomes.com 

    Search for the newest listings in Germantown by map (click picture below) 

     

     

     

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.    


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    Cabin Branch Clarksburg MD | Which Homes Have Increased in Value the Most

     

    If you are looking to buy a home in Cabin Branch Clarksburg. As a real estate agent, I want to be prepared to ensure that you are given the best buying experience with knowledge and expertise to guide you along the way. One of the methods I use is to research the current inventory almost on a daily basis, I want to know where are the best deals for my clients when it comes to purchasing a brand new home in the Cabin Branch area. 

    Today, I would like to talk to you about  Which Homes Have Increased in Value the Most

     

    Home values have risen dramatically over the last twelve months. The latest Existing Home Sales Report from the National Association of Realtors puts the annual increase in the median existing-home price at 5.6%. CoreLogic, in their most recent Home Price Index Report, revealed that national home prices have increased by 6.7% year-over-year. 

    CoreLogic broke appreciation down ever further into four price ranges which gives a more detailed view than simply looking at the year-over-year increases of the national median home price.

    The chart below shows the four tiers and each one’s growth from July 2016 to July 2017 (the latest data available).

    It is important to pay attention to how prices are changing in your local market. The location of your home is not the only factor in determining how much it has appreciated over the course of the last year. Lower priced homes have appreciated at greater rates than homes at the upper ends of the spectrum, due to demand from first-time home buyers and baby boomers looking to downsize.

     

    Bottom Line

    If you are planning on listing your home for sale in today’s market, let’s get together to go over exactly what’s going on in your area and your price range.

     

    Source.. KCM Fernando Herboso Blog

     

    If you have any questions about Cabin Branch, the schools, the amenities or the surrounding community, don’t hesitate to call on us at 301-246-0001 We will be happy to help you. We specialize in Clarksburg and our agents also live here.

    To reach us, please call 301-246-0001

    Or send us an email to: info@ReallyNiceHomes.com 

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.


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    Crown Gaithersburg MD | You Don’t Want to Hear This from Your Listing Agent

     

    As Gaithersburg has developed over the years, many neighborhoods are now blended with one and another without any distinction or personalities.

    Not in CROW, the newest and most vibrant community in Gaithersburg MD

    Located next to Rio, this new and unique neighborhood is separate in four groups

     

    * Downtown Crown

    * Crown West

    * Crown Central 

    * Crown East

     

    If you are looking for city-living style with a flair of urban village, The Crown community has everything to offer and more. 

    There is even a direct Metro Shuttle between the community and Shady Grove Metro Station to connect you directly with Washington DC and its surroundings.

     

    Today, I would like to talk about  You Don’t Want to Hear This from Your Listing Agent

     

    You’ve decided to sell your house. You begin to interview potential real estate agents to help you through the process. You need someone you trust enough to:

     

    * Set the market value on possibly the largest asset your family owns (your home)

    * Set the time schedule for the successful liquidation of that asset

    * Set the fee for the services required to liquidate that asset

     

    An agent must be concerned first and foremost with you and your family to garner that degree of trust. Make sure this is the case. 

    Be careful if the agent you are interviewing begins the interview by:

     

    * Bragging about their success

    * Bragging about their company’s success

     

    An agent’s success and the success of their company can be important considerations when deciding on the right real estate professional to represent you in the sale of your house. However, you first need to know that they care about what you need and what you expect from the sale. If the agent is not interested in first establishing your needs, how successful they may seem is much less important. 

    Look for someone with the ‘heart of a teacher’ who comes in prepared to explain the current real estate market to you, and is patient enough to take the time to show you how it may impact the sale of your home; not someone only interested in trying to sell you on how great they are.

     

    You have many agents from which to choose. Pick someone who truly cares.

     

    Source.. KCM Fernando Herboso Blog

     

    If you have any questions about the Crown Plaza, Gaithersburg MD, the schools, amenities or the surrounding community, don’t hesitate to give us a call at 301-246-0001 We will be happy to help you. We specialize in Gaithersburg MD and our agents also live here.

    To reach us, please call 301-246-0001

    Or send us an email to: info@ReallyNiceHomes.com 

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.   

     

     


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    Sell My House in MD | A Tale of Two Markets: A 6-Month Update

     

    Most real estate brokers and agents don’t really have all the tools needed to provide 100% selling services to sellers that need to sell their houses  quick, for cash and at a fair price. 

    This is why we have integrated fully with all the data on the MLS and became a real estate source to thousands of investors in the MD, DC & VA region. 

    In order for most consumers to take advantage of the competition between these investors, we've created the perfect system. If you are in the market to sell you home and you are in need for a fair offer  right away... you’ve come to the right place. 

    We can provide customised innovation towards all  your real estate needs if you are a home seller.

    Today, I would like to talk to you about  A Tale of Two Markets: A 6-Month Update

     

    Six months ago, we reported that the mismatch between the type of inventory of homes for sale and the demand of buyers in the US was causing the formation of two markets. 

    In the starter and trade-up home categories, there were significantly more buyers than there were homes for sale, causing a seller’s market. In the premium, or luxury, home categories, the opposite was true as there was a surplus of these homes compared to the buyers that were out searching for their dream homes, which created a buyer’s market. 

    According to the National Association of Realtors latest Existing Home Sales Report, the inventory of existing homes for sale in today’s market is at a 4.2-month supply. Inventory is now 6.5% lower than this time last year, marking the 27th consecutive month of year-over-year decreases. 

    Looking at the latest report from Trulia, we can see that not much has changed, and in fact, recent natural disasters across the country have made inventory conditions even more dire. 

    Trulia’s market mismatch score measures the search interest of buyers against the category of homes that are available on the market. For example: “if 60% of buyers are searching for starter homes but only 40% of listings are starter homes, [the] market mismatch score for starter homes would be 20.”

    The results of their latest analysis are detailed in the chart below.

    Nationally, buyers are searching for starter and trade-up homes and are coming up short with the listings available, which is leading to a highly competitive seller’s market in these categories. 

    Premium homebuyers, on the other hand, have the best chance of less competition and more inventory of listings in their price range with a 14.7-point surplus, which is creating more of a buyer’s market.

     

    Bottom Line 

    Real estate is local. If you are thinking about buying OR selling this fall, let’s get together to discuss the exact market conditions in your area.

     

    Source.. KCM Fernando Herboso Blog

     

    To show my commitment to my clients, I will utilize the latest technology, know-how and information allowing me to bring you the best and highest offer for your house. 

    To connect with me directly, 

    Please call Fernando at 301-246-0001

    Or via email:  Fernando@ReallyNiceHomes.com 

    If you are thinking of selling your home in a more traditional way... Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information      

     

     


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    Milestone Germantown MD | The Truth About Homeowner Equity

     

    At a local level in Germantown Maryland, buyer confidence remains strong with some changes that varies on the price level and what type of houses they are looking for. 

    Particularly in and around Milestone 20876 zip code. The addition of new store and business entities in the area makes Milestone one of the most busiest areas in Germantown.  

    As you are aware, for most families, choosing a new home is the biggest financial decision they will ever make and for that reason, there are many complicated decisions involved in choosing your new home. 

     

    Today I would like to talk to you about  The Truth About Homeowner Equity

     

    A recent article from a reputable news source was titled: Here’s why some homeowners still can’t sell. In the opening bullets of the article, the author claimed, “Negative equity is one of the main reasons why there are so few homes for sale.” The article then goes on to soften that stance but we want to bring better clarity to the equity situation. 

    A recent report from CoreLogic (which was quoted in the article) revealed that over 80% of all homes now have “significant equity,” which means the home has over 20% equity. That level of equity allows the homeowner to sell their home if they so desire. (There was no reference to significant equity in the article.)

    If eight out of ten homeowners now have significant equity in their homes, it is hard to make the claim that lack of equity is “one of the main reasons why there are so few homes for sale.”

    Here is a map showing the percentage of homes in each state which currently have significant equity:

    Bottom Line

    If you are one of many homeowners who is debating selling your home and are wondering how much equity you have accumulated, let’s get together to determine if now is the time to list.

     

    Source.. KCM Fernando Herboso Blog

     

    To protect your interests and assure that you make the best possible decisions, 

    it's important that you have a knowledgeable agent on your side who is an expert in the local real estate market. 

    We are dedicated to keeping you on top of our local market. Rest assured that we will provide you with a well-informed, 

    and the most updated strategic view for your home purchase in Germantown Maryland

     

    To reach us, please call 301-246-0001

    or send us an email  info@ReallyNiceHomes.com

     

    Search for the newest listings in Germantown by map (click picture below) 

     

     

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.

     

     


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    Cabin Branch Clarksburg MD | The Mortgage Process: What You Need to Know [INFOGRAPHIC]

     

    If you are looking to buy a home in Cabin Branch Clarksburg. As a real estate agent, I want to be prepared to ensure that you are given the best buying experience with knowledge and expertise to guide you along the way. One of the methods I use is to research the current inventory almost on a daily basis, I want to know where are the best deals for my clients when it comes to purchasing a brand new home in the Cabin Branch area. 

    Today, I would like to talk to you about The Mortgage Process: What You Need to Know 

     

    Some Highlights: 

    * Many buyers are purchasing a home with a down payment as little as 3%.

    * You may already qualify for a loan, even if you don’t have perfect credit.

    * Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.

     

    Source.. KCM Fernando Herboso Blog

     

    If you have any questions about Cabin Branch, the schools, the amenities or the surrounding community, don’t hesitate to call on us at 301-246-0001 We will be happy to help you. We specialize in Clarksburg and our agents also live here.

    To reach us, please call 301-246-0001

    Or send us an email to: info@ReallyNiceHomes.com 

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.  

     

     


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    Crown Gaithersburg MD | No… You Do Not Need 20% Down to Buy NOW!

     

    As Gaithersburg has developed over the years, many neighborhoods are now blended with one and another without any distinction or personalities.

    Not in CROW, the newest and most vibrant community in Gaithersburg MD

    Located next to Rio, this new and unique neighborhood is separate in four groups

    1.- Downtown Crown

    2.- Crown West

    3.- Crown Central 

    4.- Crown East

    If you are looking for city-living style with a flair of urban village, The Crown community has everything to offer and more. 

    There is even a direct Metro Shuttle between the community and Shady Grove Metro Station to connect you directly with Washington DC and its surroundings,

    Today, I would like to talk about No… You Do Not Need 20% Down to Buy NOW!

     

    The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that non-homeowners cite the main reason for not currently owning a home, as not being able to afford one.

    This brings us to two major misconceptions that we want to address today.

     

    1. Down Payment

    NAR’s survey revealed that consumers overestimate the down payment funds needed to qualify for a home loan. According to the report, 39% of non-homeowners say they believe they need more than 20% for a down payment on a home purchase. In actuality, there are many loans written with a down payment of 3% or less.

    Many renters may actually be able to enter the housing market sooner than they ever imagined with new programs that have emerged allowing less cash out of pocket.

     

    2. FICO® Scores

    An Ipson survey revealed that 62% of respondents believe they need excellent credit to buy a home, with 43% thinking a “good credit score” is over 780. In actuality, the average FICO® scores of approved conventional and FHA mortgages are much lower.

     

    The average conventional loan closed in August had a credit score of 752, while FHA mortgages closed with a score of 683. The average across all loans closed in August was 724. The chart below shows the distribution of FICO® Scores for all loans approved in August.

    Bottom Line

    If you are a prospective buyer who is ‘ready’ and ‘willing’ to act now, but are not sure if you are ‘able’ to, let’s sit down to help you understand your true options.

     

    Source.. KCM Fernando Herboso Blog

     

    If you have any questions about the Crown Plaza, Gaithersburg MD, the schools, amenities or the surrounding community, don’t hesitate to give us a call at 301-246-0001 We will be happy to help you. We specialize in Gaithersburg MD and our agents also live here.

    To reach us, please call 301-246-0001

    Or send us an email to: info@ReallyNiceHomes.com 

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.

     

     


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    Sell My House in MD | Millionaire to Millennials: Buy a Home Now!

     

    Most real estate brokers and agents don’t really have all the tools needed to provide 100% selling services to sellers that need to sell their houses  quick, for cash and at a fair price. 

    This is why we have integrated fully with all the data on the MLS and became a real estate source to thousands of investors in the MD, DC & VA region. 

    In order for most consumers to take advantage of the competition between these investors, we've created the perfect system. If you are in the market to sell you home and you are in need for a fair offer  right away... you’ve come to the right place. 

    We can provide customised innovation towards all  your real estate needs if you are a home seller.

    Today, I would like to talk to you about Millionaire to Millennials: Buy a Home Now!

     

    In a CNBC article, self-made millionaire David Bach explained that “the single biggest mistake millennials are making” is not purchasing a home because buying real estate is “an escalator to wealth.” 

    Bach went on to explain:

    “If millennials don’t buy a home, their chances of actually having any wealth in this country are little to none. The average homeowner to this day is 38 times wealthier than a renter.”

    In his bestselling book, “The Automatic Millionaire,” Bach does the math: 

    “As a renter, you can easily spend half a million dollars or more on rent over the years ($1,500 a month for 30 years comes to $540,000), and in the end wind up just where you started — owning nothing. Or you can buy a house and spend the same amount paying down a mortgage, and in the end wind up owning your own home free and clear!”

    Who is David Bach? 

    Bach is a self-made millionaire who has written nine consecutive New York Times bestsellers. His book, “The Automatic Millionaire,” spent 31 weeks on the New York Times bestseller list. He is one of the only business authors in history to have four books simultaneously on the New York Times, Wall Street Journal, BusinessWeek and USA Today bestseller lists. 

    He has been a contributor to NBC’s Today Show, appearing more than 100 times, as well as a regular on ABC, CBS, Fox, CNBC, CNN, Yahoo, The View, and PBS. He has also been profiled in many major publications, including the New York Times, BusinessWeek, USA Today, People, Reader’s Digest, Time, Financial Times, Washington Post, the Wall Street Journal, Working Woman, Glamour, Family Circle, Redbook, Huffington Post, Business Insider, Investors’ Business Daily, and Forbes.

     

    Bottom Line 

    Whenever a well-respected millionaire gives investment advice, people usually clamor to hear it. This millionaire gave simple advice – if you don’t yet live in your own home, go buy one.

     

    Source.. KCM Fernando Herboso Blog

     

    To show my commitment to my clients, I will utilize the latest technology, know-how and information allowing me to bring you the best and highest offer for your house.

    To connect with me directly, 

    Please call Fernando at 301-246-0001

    Or via email:  Fernando@ReallyNiceHomes.com

     

    If you are thinking of selling your home in a more traditional way... Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.    

     

     


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    Milestone Germantown MD | Builder Offering to Pay Off Student Loans for Buyers

     

    At a local level in Germantown Maryland, buyer confidence remains strong with some changes that varies on the price level and what type of houses they are looking for. 

    Particularly in and around Milestone 20876 zip code. The addition of new store and business entities in the area makes Milestone one of the most busiest areas in Germantown.  

    As you are aware, for most families, choosing a new home is the biggest financial decision they will ever make and for that reason, there are many complicated decisions involved in choosing your new home. 

     

    Today I would like to talk to you about  Builder Offering to Pay Off Student Loans for Buyers

     

    Millennials are on track to become the most educated generation in history. This means they are also the generation with the most student debt. Depending on the type of degree earned, as well as the prestige of the institution attended, there are some millennials who graduate college with what equates to a mortgage payment. 

    For those first-time buyers, and even some move-up buyers, who took advantage of the First-Time Homebuyer Tax Credit in 2008, there is an interesting program being introduced by Lennar Home Builders and Eagle Home Mortgage.

    “Borrowers with Eagle Home Mortgage’s Student Loan Debt Mortgage Program can direct up to 3% of the purchase price (up to $13,000) to pay their student loans when they buy a new home from Lennar, one of the nation’s largest homebuilders. The contribution doesn’t directly increase the purchase price of the home or add to the balance of the loan.”

    The program allows borrowers, whose credit and income requirements qualify, to put down as low as 3% and have a maximum loan amount of $424,100. At the time of closing, Lennar contributes up to 3% to pay down student loans incurred while attending universities, colleges, community colleges, trade schools and other certificate-granting programs. 

    Jimmy Timmons, President of Eagle Home Mortgage, gave more context about the reasons behind the creation of the program, 

    “Americans are more burdened than ever by student loans, with $1.3 trillion in outstanding student loans spread out among 42 million borrowers.   

    Particularly with millennial buyers, people who want to buy a home of their own are not feeling as though they can move forward. Our program is designed to relieve some of that burden and remove that barrier to owning a home.”

    According to the Wall Street Journal, “housing observers said other builders are likely to look to mimic the program, which could help lure more of the critical first-time-buyer segment into home purchases.”

     

    Bottom Line 

    If you are one of the many millennials who may have delayed purchasing your first home, or feel stuck in a house that no longer fits your needs, there are programs and options available to help you achieve your dream!

     

    Source.. KCM Fernando Herboso Blog

     

    To protect your interests and assure that you make the best possible decisions, 

    it's important that you have a knowledgeable agent on your side who is an expert in the local real estate market. 

    We are dedicated to keeping you on top of our local market. Rest assured that we will provide you with a well-informed, 

    and the most updated strategic view for your home purchase in Germantown Maryland 

    To reach us, please call 301-246-0001

    or send us an email  info@ReallyNiceHomes.com 

    Search for the newest listings in Germantown by map (click picture below) 

     

     

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.     

     

     


    0 0

    Cabin Branch Clarksburg MD | Net Worth of Homeowners 44X Greater than Renters

     

    If you are looking to buy a home in Cabin Branch Clarksburg. As a real estate agent, I want to be prepared to ensure that you are given the best buying experience with knowledge and expertise to guide you along the way. One of the methods I use is to research the current inventory almost on a daily basis, I want to know where are the best deals for my clients when it comes to purchasing a brand new home in the Cabin Branch area. 

    Today, I would like to talk to you about Net Worth of Homeowners 44X Greater than Renters

     

    Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey data, covering 2013-2016 was released two weeks ago. 

    The study revealed that the 2016 median net worth of homeowners was $231,400 – a 15% increase since 2013. At the same time, the median net worth of renters decreased by 5% ($5,200 today compared to $5,500 in 2013). 

    These numbers reveal that the net worth of a homeowner is over 44 times greater than that of a renter.

     

    Owning a home is a great way to build family wealth 

    As we’ve said before, simply put, homeownership is a form of ‘forced savings.’ Every time you pay your mortgage, you are contributing to your net worth by increasing the equity in your home. 

    That is why, for the fourth year in a row, Gallup reported that Americans picked real estate as the best long-term investment. This year’s results showed that 34% of Americans chose real estate, followed by stocks at 26% and then gold, savings accounts/CDs, or bonds.

     

    Greater equity in your home gives you options 

    If you want to find out how you can use the increased equity in your home to move to a home that better fits your current lifestyle, let’s get together to discuss the process.

     

    Source.. KCM Fernando Herboso Blog

     

    If you have any questions about Cabin Branch, the schools, the amenities or the surrounding community, don’t hesitate to call on us at 301-246-0001 We will be happy to help you. We specialize in Clarksburg and our agents also live here.

    To reach us, please call 301-246-0001

    Or send us an email to: info@ReallyNiceHomes.com 

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.    

     

     


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    Crown Gaithersburg MD | 4 Reasons to Sell This Fall [INFOGRAPHIC]

     

    As Gaithersburg has developed over the years, many neighborhoods are now blended with one and another without any distinction or personalities.

    Not in CROW, the newest and most vibrant community in Gaithersburg MD

    Located next to Rio, this new and unique neighborhood is separate in four groups

     

    * Downtown Crown

    * Crown West

    * Crown Central 

    * Crown East

     

    If you are looking for city-living style with a flair of urban village, The Crown community has everything to offer and more. 

    There is even a direct Metro Shuttle between the community and Shady Grove Metro Station to connect you directly with Washington DC and its surroundings,

    Today, I would like to talk about 4 Reasons to Sell This Fall

     

    Some Highlights: 

    - Buyer demand continues to outpace the supply of homes for sale! Buyers are often competing with one another for the listings that are   available!

    - Housing inventory is still under the 6-month supply that is needed for a normal housing market.

    - Perhaps the time has come for you and your family to move on and start living the life you desire.

     

    Source.. KCM Fernando Herboso Blog

     

    If you have any questions about the Crown Plaza, Gaithersburg MD, the schools, amenities or the surrounding community, don’t hesitate to give us a call at 301-246-0001 We will be happy to help you. We specialize in Gaithersburg MD and our agents also live here.

    To reach us, please call 301-246-0001

    Or send us an email to: info@ReallyNiceHomes.com 

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.  

     

     


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    Sell My House in MD | Thinking of Selling? You Should Do It TODAY!!

     

    Most real estate brokers and agents don’t really have all the tools needed to provide 100% selling services to sellers that need to sell their houses  quick, for cash and at a fair price. 

    This is why we have integrated fully with all the data on the MLS and became a real estate source to thousands of investors in the MD, DC & VA region. 

    In order for most consumers to take advantage of the competition between these investors, we've created the perfect system. If you are in the market to sell you home and you are in need for a fair offer  right away... you’ve come to the right place. 

    We can provide customised innovation towards all  your real estate needs if you are a home seller.

    Today, I would like to talk to you about Thinking of Selling? You Should Do It TODAY!!

     

    That headline might be a little aggressive; however, as August 2017’s housing market data begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME TODAY! 

    In a recent article by CBS News, they explained that the number of existing home sales is shrinking, and Lawrence Yun, Chief Economist for the National Association of Realtors, said: 

    “There should be 3 million homes on the market right now…Yet, there are only 1.9 million.”

    And this situation will be affected greatly by recent natural disasters. Yun continued by saying: 

    “Before the hurricanes I would have predicted 1.35 million in new-home construction in 2018…I’ll have to scale that down now.”

    NAR, in their August 2017 Realtors® Confidence Index, indicated that: 

    “Amid sustained job creation and sustained historically low mortgage rates, REALTORS® reported…that buyer demand is stronger compared to conditions one year ago… and that fifty percent of properties were on the market for less than one month when sold.”

    The only challenge to today’s market is a severe lack of inventory. A balanced market would have a full six-month supply of homes for sale. Currently, there is only a 4.2-month supply of inventory, which is down from 4.5 months one year ago.

     

    Bottom Line 

    With demand increasing and supply dropping, this may be the perfect time to get the best price for your home. Let’s get together and discuss the inventory levels in your neighborhood to determine your next steps.

     

    Source.. KCM Fernando Herboso Blog

     

    To show my commitment to my clients, I will utilize the latest technology, know-how and information allowing me to bring you the best and highest offer for your house. 

    To connect with me directly, 

    Please call Fernando at 301-246-0001

    Or via email:  Fernando@ReallyNiceHomes.com 

    If you are thinking of selling your home in a more traditional way... Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.     

     

     


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    Milestone Germantown MD | Buying Remains Cheaper Than Renting in 39 States!

     

    At a local level in Germantown Maryland, buyer confidence remains strong with some changes that varies on the price level and what type of houses they are looking for. 

    Particularly in and around Milestone 20876 zip code. The addition of new store and business entities in the area makes Milestone one of the most busiest areas in Germantown.  

    As you are aware, for most families, choosing a new home is the biggest financial decision they will ever make and for that reason, there are many complicated decisions involved in choosing your new home. 

     

    Today I would like to talk to you about  Buying Remains Cheaper Than Renting in 39 States!

     

    In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.

    The updated numbers show that the range is an average of 3.5% less expensive in San Jose (CA), all the way up to 50.1% less expensive in Baton Rouge (LA), and 33.1% nationwide!

    A study by GoBankingRates looked at the cost of renting vs. owning a home at the state level and concluded that in 39 states, it is actually ‘a little’ or ‘a lot’ cheaper to own (represented by the two shades of blue in the map below).

    One of the main reasons owning a home has remained significantly cheaper than renting is the fact that interest rates have remained at or near historic lows. Freddie Mac reports that the current interest rate on a 30-year fixed rate mortgage is 3.91%.

    Nationally, rates would have to reach 9.1%, a 128% increase over today’s average of 4.0%, for renting to be cheaper than buying. Rates haven’t been that high since January of 1995, according to Freddie Mac.

     

    Bottom Line

    Buying a home makes sense socially and financially. If you are one of the many renters who would like to evaluate your ability to buy this year, let’s get together and find you your dream home.

     

    Source.. KCM Fernando Herboso Blog

     

    To protect your interests and assure that you make the best possible decisions, 

    it's important that you have a knowledgeable agent on your side who is an expert in the local real estate market. 

    We are dedicated to keeping you on top of our local market. Rest assured that we will provide you with a well-informed, 

    and the most updated strategic view for your home purchase in Germantown Maryland 

    To reach us, please call 301-246-0001

    or send us an email  info@ReallyNiceHomes.com 

    Search for the newest listings in Germantown by map (click picture below) 

     

     

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information. 

     

     


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    Cabin Branch Clarksburg MD | Moving-Up to a Luxury Home? Now’s the Time!

     

    If you are looking to buy a home in Cabin Branch Clarksburg. As a real estate agent, I want to be prepared to ensure that you are given the best buying experience with knowledge and expertise to guide you along the way. One of the methods I use is to research the current inventory almost on a daily basis, I want to know where are the best deals for my clients when it comes to purchasing a brand new home in the Cabin Branch area. 

    Today, I would like to talk to you about  Moving-Up to a Luxury Home? Now’s the Time!

     

    If your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so! We recently shared data from Trulia’s Market Mismatch Study which showed that in today’s premium home market, buyers are in control.  

    The inventory of homes for sale in the luxury market far exceeds those searching to purchase these properties in many areas of the country. This means that homes are often staying on the market longer which can eventually lead to a price change. 

    Those who have a starter or trade-up home to sell will find buyers competing, and often entering bidding wars, to be able to call your house their new home. 

    The sale of your starter or trade-up house will aid in coming up with a larger down payment for your new luxury home. Even a 5% down payment on a million-dollar home is $50,000. 

    But not all who are buying luxury properties have a home to sell first. 

    In a Washington Post article, Daryl Judy, an associate broker with Washington Fine Properties, gave some insight into what many millennials are choosing to do: 

    “Some high-earning millennials save money until they are in their early 30s to buy a place and just skip over that starter-home phase. They’ll stay in an apartment until they can afford to pay for the place they want.”

    Bottom Line 

    The best time to sell anything is when demand is high and supply is low. If you are currently in a starter or trade-up house that no longer fits your needs and you are looking to step into a luxury home, now’s the time to list your house for sale and make your dreams come true.

     

    Source.. KCM Fernando Herboso Blog

     

    If you have any questions about Cabin Branch, the schools, the amenities or the surrounding community, don’t hesitate to call on us at 301-246-0001 We will be happy to help you. We specialize in Clarksburg and our agents also live here.

    To reach us, please call 301-246-0001

    Or send us an email to: info@ReallyNiceHomes.com 

    Thinking of selling your home? Let Fernando take over the marketing of your property with our unique 99 STEPS system 

    www.99SOLD.com - Call or text 240-426-5754 for more information.   

     

     


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